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Recovery Agency Providing Debt Collection Services in Boise, ID

Debt collection is a necessary means to ensure that every service or product a company provides is fairly compensated.

We apply years of experience using a personable nature and friendly, diplomatic approach to help settle overdue payments. We love the niche that we serve and are excited to help.


From pre-collection to collection and recovery services, skip tracing, and more, Intermountain Credit Services produces top-of-the-line results for services such as:
 
  • Student loan collections: Intermountain Credit Services comes from a background of student loan collections. Governed by the Higher Education Act and Fair Debt Collection Practices Act (FDCPA), we comply with specific regulations when collecting on federal student loans. We are your trusted partner for ethical and professional management of student loan debt.
 
  • Business account collections: Streamline your business’s financial recovery with our expertise in business account collections. Subject to the Fair Debt Collection Practices Act (FDCPA) and state-specific collection laws, we tailor our collection strategies to meet your business's unique needs and contractual agreements.
 
  • Third-party account collections: Debt recovery can take a lot of time and energy. We make the debt collection process transparent, ensuring compliance and allowing debtors to dispute or validate their debts. Our third-party account collections relieve the burden of your business with a commitment to fair practices.
 
  • Legal recovery & judgment collections: Many clients find judgment collections to be stressful because of the required court involvement, with legal proceedings to secure judgments that may include wage garnishment, bank levies, and property liens. Intermountain Credit Services will help by understanding the variable judgment collection practices from state to state, following strict legal procedures, and adhering to the (FDCPA).
 
  • Account forwarding: Expedite the debt collection process by seamlessly transferring accounts to our capable hands. We collaborate closely with original creditors to ensure a smooth transition, maintaining compliance with all relevant laws. Rely on us to uphold your debtor relationships and continue ethical debt collection.
     
  • Out-of-state collections: We have the expertise to manage collections across state lines, ensuring all legal requirements are met in both the debtor's and our own jurisdiction. Partner with us to simplify out-of-state debt collection and minimize legal risks.
 
  • Not sufficient funds (NSF)/returned checks: Coming across an NSF or returned check can be frustrating and disheartening. Let us handle NSF check collections in full compliance with state-specific laws and the Uniform Commercial Code (UCC). Trust us to efficiently recover funds from returned checks while respecting legal boundaries.
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Third-Party Debt Collection Agency
for Small Businesses & More

Hiring a bill collector has many advantages. Many businesses are not specialized in debt collection, and it’s generally a better use of resources to focus on areas of expertise. Working with Intermountain Credit Services can lead to:
 
  • Increased productivity and revenue: Not only are you able to focus on the parts of your business you excel at, but you can also rely on our years of expertise to efficiently gather the funds that rightfully belong to you.
     
  • Increased collection rates in less time: We come from a background that allows us to excel at collections. We are quick and have specialized our business in order to offer this service in a way that best serves our clients.
     
  • Reduced delinquency rates: Intermountain Credit Services can collect debts before there’s a need for those debts to default. In doing so, you can avoid the hassle of legal action and all the paperwork that comes with it.

At Intermountain Credit Services, we are focused on results. Your business deserves payment for the goods and services you've offered. As a collections agency, our services are worthwhile because of our ability to resolve outstanding debts, our years of experience, and our track record of success in these services allow us to put our money where our mouth is.
 
Contact Us

 

Whether you are an educational institution, a small business, or anyone else needing a debt collector near Boise or anywhere in Idaho, fill out our online contact form  or give us a call at (208) 344-4172 today.
 
Contact Us